Why Financing

Retailers learned a long time ago that

“Cash is not King”

Virtually every major retailer uses financing options to close
more sales, increase margins, and increase loyalty.

Installment Loans
Lease Finance
Rent to own
Bankcard
Private Label Card
“Same as Cash”​

Advertise

Payments & Increase Sales

If your product or service sells for $300 or more over 90% of consumers don’t have that amount of cash and many don’t have or are reluctant to use available revolving credit. By offering convenient monthly payments or “same as cash” terms you can not only bring more shoppers in your doors but send more customers out them. Fantastic terms, turn those shoppers into customers today by allowing you to sell value instead of price to your shoppers without worrying about their available cash on hand or available credit!

For Large Sales
- no credit
- means no sales!

Without alternative financing options many customers abandon purchase and retailers let millions of dollars in revenue walk out the door.

SMALL AND MID SIZED BUSINESSES HAD VERY FEW CHOICES IN OFFERING E-Z CREDIT OR PROMOTIONAL TERMS

Credit Card
In-house Financing
``Layaway``
Bank Finance Receivables
01
Bankcard

Offer revolving lines of credit accepted anywhere to provide customers greater flexibility and convenience.

02
Revolving Credit

Offer r lines of credit available exclusively at your stores to strengthen customer loyalty.

03
Loans

Offer term-based loans with fixed payment to simplyfy the repayment process for customers.

04
Lease

Offer fixed term payment plans to give customers the option to buy. Return or axtend the lease.

Zip Loan offers merchants a chance to compete with Instant Financing

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Helping Your Customers Get What They Want When They Need It

Zip Loan has one mission, to help businesses make more sales by providing customers with options in line with their current means. It is estimated that as many as 40 to 50 percent of consumers are carrying a credit score that technically categorizes them as “sub-prime”. The consequences of being labeled as “sub-prime” are that most forms of traditional financing options become unavailable, including access to credit cards. S imply, they are unable to deal with life emergencies or must need/want situations that cost hundreds to thousands of dollars.

Zip Loan helps businesses by customizing a financing platform just for them. E very business is different and so too are their customers. Programs that treat all businesses the same simply do not work. That is why we first learn about the business so we can best serve their needs. We are not a “one size fits all” approach.

Working with Zip Loan is easy and the terms your customers will get are both reasonable and affordable.

Helping Your Customers Get WhatThey Want When They Need It

25%PRIME consumers

don’t want additional revolving debt – >
90 million

50%NEAR PRIME

consumers don’t have 10-20% available revolving capacity- >
50 million

65%SUB PRIME

consumers don’t or won’t apply fearing rejection- >
30 million

    Zip Loan is a leading provider in retail consumer financing, offering a wide variety of flexible payment plans for our members. In addition to providing installment and lease credit, and private label revolving credit Zip Loan offers a diversity of credit promotions, thanks to our network of financing companies.

    ADDRESS

    3116 Weddington Rd #900, Matthews NC 28105

    PHONE

    800-560-7024 ​

    EMAIL

    info@zip-loan.com