Zip Loan

Move Your Business Forward by Helping Every Customer

By Offering All Customers Payment Plans Regardless of Credit

Offer payment plans at point of sale that is simple, fast , and as easy as a card transaction.

Third Party Financing For My Customers

Third Party Financing For My Customers Zip-Loan was the ideal solution for third party financing for my customers. Their platform makes it simple to customize repayment plans and quickly approve applications. Plus, their secure and hassle-free process ensures that customers can access the funds they need in no time. Give your customers access to the best services in the industry when it comes to third party financing with Zip-Loan!

Installment Loans Near Me

extraloans.us
Extra Installment Loans
877-244-8254
Thanks to ExtraLoans, it's no longer necessary to search for installment loans near me- apply online through our Web application to be approved for a personal loan, regardless of where you live. We're not limited by store locations like other lenders- we can get you the money you need quickly and securely when you apply on our website.

Check Cash Payday Loans

checkcashloans.co
Check cash payday loans can be a lifesaver if you're short on cash and need an advance on your paycheck- unfortunately, some lenders take advantage of your situation and charge enormous fees for short-term loans. At Check Cash Loans, we can match you with a lender who can guarantee you an affordable rate. CheckCashLoans.co

Massachusetts new car lemon law

allenstewart.com
Allen Stewart
866-440-2460
You may be protected under the Massachusetts new car lemon law if you purchased a vehicle from a dealership that has exhibited significant defects, even if the dealership has tried to fix your vehicle without success. The lemon law was designed to protect consumers, like you- call Allen Stweart Law for more information.

Iowa Disability

national-disability-benefits.org
National Disability Benefits, All Right Reserved
Iowa disability laws are complicated; if you need an advocate who will fight for your rights to receive disability from social security, contact National Disability Benefits. See our website's list of qualifying disabilities or reach out to us by phone when you need a lawyer on your side. You have a right to your benefits.

First Look Solutions

Zip Loan has formed partnerships with leading financial institutions and lenders for the sole purpose of creating an integrated first look experience. Consumers can see all their options in one location, which makes them more inclined to buy.

Application Process

APIs support the application, credit rating, pre-approval, and final offer for a smooth process from start to finish. Each financial provider has a tailored workflow to its algorithms and necessary functionality. These APIs handle special requirements seamlessly and speed them up.

This modular solution supports pre-approval concepts, promotional payment programs, and joint application processing.

Transaction

This module supports both online and storefront transactions, pending the approval of third-party partners. With practical features like same-day voiding, partial or full post return, and support for on-site facilities, the first look module is a sensible choice.

Reports and Inquiries

Businesses need to know their revenue figures, so this modular software makes it easy. Companies can quickly check daily transactions reports, merchant reporting, individual transaction reviews, individual account settlement status, and merchant-wide settlement reports.

Customers can also verify their accounts and track their payments.

Integration

The solution modules are designed so they can work independently or within an existing customer system. The modular payment solution integrates with the most popular software easily, or the development team can build a custom bridge.

Zip Loan offers full look customization. Clients can choose to use the existing clean interface or create their own to match the rest of their process. Zip Loan offers workflow optimization and assistance.

Second Look Solutions

Second look solutions often require multi-level or multi-partner financing options. Zip Loan facilitates that through the second look module for consumers who are typically considered sub-prime borrowers. The process matches the first look module, and the two integrate seamlessly for a better customer experience when deployed together.

Application Process

Functional APIs allow quick processing for application, credit rating, pre-approval, and final offer for each financial institution. The API expedites special requests and manages the process flow based on what information the consumer provides.

Joint application processing, pre-approval concepts, and promotional payment options are available with this module.

Transaction

Businesses need to know their revenue figures, so this modular software makes it easy. Companies can quickly check daily transactions reports, merchant reporting, individual transaction reviews, individual account settlement status, and merchant-wide settlement reports.

Customers can also verify their accounts and track their payments.

Reports and Inquiries

All modules include in-depth reporting so partner companies can better manage their revenue stream. Available reports include individual transaction review, individual account settlement status, merchant
reporting, daily transactions report, and merchant-wide settlement reports.

Customers can also verify their own accounts and perform specific actions.

Third Look and Merchant Payment Plans

Payment plans may seem newer, but the practice is a well-recognized payment method with decades of history. At Zip Loan, we’ve been providing payment plan solutions for years to helps businesses gain customers, even those without excellent credit.

Zip Loan provides an end-to-end solution for every client. This model uses advanced origination modules and comprehensive software solutions for every eventuality. As with first look and second look modules, this software can be used alone or as a modular waterfall solution.

How It Works

The third look and merchant backed plan module can be implemented alone or with partner workflows for a seamless experience. The APIs handle all the origination and underwriting mechanisms as well as the payment plan execution.

This modular payment solution includes four potential mechanisms for ease of use:

This module uses a proprietary software solution for underwriting criteria that companies can customize using a rules system. Companies can specify each aspect of the payment terms based on their clients’ risk factors when filling out their profile. The platform has an API for credit risk factors and can check credit scores.

The interface for consumers is straightforward and simple to operate. Changes companies make to criteria are reflected immediately, and users are not notified when a company changes its rules. Instead, the consumer sees different offers at the next search.

Workflow

The module platform creates the necessary legal documentation based on the merchant inputs. The platform includes a signature pad for ease of use and email status updates on the customer’s requests. For the consumer, the straightforward workflow looks like this:

Recurring Billing

Once the consumer signs the documents, the recurring billing system handles all payment management. There’s no need for the company to chase the consumer. If necessary, the collections module handles any missed payments.

Additional Key Module Features

All modules include:

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