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By Offering All Customers Payment Plans Regardless of Credit
Offer payment plans at point of sale that is simple, fast , and as easy as a card transaction.
Best Customer Financing Programs in the US
One of the most important decisions a small business owner must make is selecting a customer financing program that will serve their customers and clients best. Zip-Loan provides a simple, straightforward solution to this problem with our selection of customer financing options. Our goal is to empower small business owners, providing them with the tools they need to easily provide their customers with attractive, competitive financing packages.
Do We Really Offer the Best Customer Financing Programs?
Zip-Loan offers small businesses an easy way to provide customer financing solutions that are tailored to their individual needs. We understand that every business is unique, and so we offer flexible terms and competitive rates that help our customers get the best possible deal for their situation. Furthermore, our team of dedicated professionals works one-on-one with each client to ensure that they have all the information necessary for making an informed decision about their customer financing package.
The Zip-Loan Difference
At Zip-Loan, we have built a process for providing business and consumer loans that is both efficient and secure. To get started with our services, first review your credit standing using our free online scorecard; this will help you determine which type of loan best suits your needs. Then complete an application form on our website and submit it in writing or electronically via email attachment. Once accepted, we can provide you with preapproved lines of credit tailored to your particular business requirements as well as access to traditional loan products.
We believe that what makes us stand out from other customer financing providers is our commitment to helping small businesses succeed financially. We strive hard each day to develop innovative solutions designed specifically for the needs of entrepreneurs like you--providing them with access to competitive rates and flexible financial products designed to meet those special requirements of running a successful business.
In Addition
At Zip-Loan, we take pride in offering not only great products but also exceptional service throughout the entire process of obtaining financing packages from us. We understand how difficult it can be for entrepreneurs--especially those just starting out--to find reliable lenders who are willing to work closely with them on customized solutions for meeting their financial goals. That's why we strive daily towards being more than just another lender -we work closely together with each of our clients as partners in order to help them reach success faster and more effectively than otherwise possible without us there at their side!
With Zip-Loan's professional bankers providing personalized support along every step of the way, entrepreneurs can rest assured knowing that they have backup when needed--and can get back up quickly after any unexpected bumps in the road too! Our commitment goes further than simply getting you approved; we want you to be confident in tackling whatever challenges come your way while still keeping costs low and gaining maximum advantage from whatever resources are available. Whether it's here at Zip-Loan or elsewhere throughout the industry--let us know what you need so we can start working together on finding the right solution today!
What makes us different?
Nobody knows better than small businesses owners themselves how hard it can be trying to achieve success in an ever-changing market economy -that's why at Zip-Loan, we understand how important it is for everyone looking into investing in new projects or taking out loans should do due diligence first before committing themselves any further down this path! We truly have created the best customer financing programs around.
For this reason, if you're looking into acquiring new finance options or launching something big, then look no further than Zip-Loan: We'll work together hand-in-hand, making sure you never go alone through these challenging times! Get in touch now, and let's start exploring together what opportunities best fit your current needs!
Zip Loan has formed partnerships with leading financial institutions and lenders for the sole purpose of creating an integrated first look experience. Consumers can see all their options in one location, which makes them more inclined to buy.
APIs support the application, credit rating, pre-approval, and final offer for a smooth process from start to finish. Each financial provider has a tailored workflow to its algorithms and necessary functionality. These APIs handle special requirements seamlessly and speed them up.
This modular solution supports pre-approval concepts, promotional payment programs, and joint application processing.
This module supports both online and storefront transactions, pending the approval of third-party partners. With practical features like same-day voiding, partial or full post return, and support for on-site facilities, the first look module is a sensible choice.
Businesses need to know their revenue figures, so this modular software makes it easy. Companies can quickly check daily transactions reports, merchant reporting, individual transaction reviews, individual account settlement status, and merchant-wide settlement reports.
Customers can also verify their accounts and track their payments.
The solution modules are designed so they can work independently or within an existing customer system. The modular payment solution integrates with the most popular software easily, or the development team can build a custom bridge.
Zip Loan offers full look customization. Clients can choose to use the existing clean interface or create their own to match the rest of their process. Zip Loan offers workflow optimization and assistance.
Second look solutions often require multi-level or multi-partner financing options. Zip Loan facilitates that through the second look module for consumers who are typically considered sub-prime borrowers. The process matches the first look module, and the two integrate seamlessly for a better customer experience when deployed together.
Functional APIs allow quick processing for application, credit rating, pre-approval, and final offer for each financial institution. The API expedites special requests and manages the process flow based on what information the consumer provides.
Joint application processing, pre-approval concepts, and promotional payment options are available with this module.
Businesses need to know their revenue figures, so this modular software makes it easy. Companies can quickly check daily transactions reports, merchant reporting, individual transaction reviews, individual account settlement status, and merchant-wide settlement reports.
Customers can also verify their accounts and track their payments.
All modules include in-depth reporting so partner companies can better manage their revenue stream. Available reports include individual transaction review, individual account settlement status, merchant
reporting, daily transactions report, and merchant-wide settlement reports.
Customers can also verify their own accounts and perform specific actions.
Payment plans may seem newer, but the practice is a well-recognized payment method with decades of history. At Zip Loan, we’ve been providing payment plan solutions for years to helps businesses gain customers, even those without excellent credit.
Zip Loan provides an end-to-end solution for every client. This model uses advanced origination modules and comprehensive software solutions for every eventuality. As with first look and second look modules, this software can be used alone or as a modular waterfall solution.
The third look and merchant backed plan module can be implemented alone or with partner workflows for a seamless experience. The APIs handle all the origination and underwriting mechanisms as well as the payment plan execution.
This modular payment solution includes four potential mechanisms for ease of use:
This module uses a proprietary software solution for underwriting criteria that companies can customize using a rules system. Companies can specify each aspect of the payment terms based on their clients’ risk factors when filling out their profile. The platform has an API for credit risk factors and can check credit scores.
The interface for consumers is straightforward and simple to operate. Changes companies make to criteria are reflected immediately, and users are not notified when a company changes its rules. Instead, the consumer sees different offers at the next search.
The module platform creates the necessary legal documentation based on the merchant inputs. The platform includes a signature pad for ease of use and email status updates on the customer’s requests. For the consumer, the straightforward workflow looks like this:
Once the consumer signs the documents, the recurring billing system handles all payment management. There’s no need for the company to chase the consumer. If necessary, the collections module handles any missed payments.
