Zip Loan

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By Offering All Customers Payment Plans Regardless of Credit

Offer payment plans at point of sale that is simple, fast , and as easy as a card transaction.

Offer all credit types furniture financing

Zip-Loan Can Help You Offer All Credit Types Furniture Financing

Are you a furniture store owner looking to expand your customer base by offering financing options? With the increasing cost of furniture, customers are often unable to pay upfront and are in need of financing. Offering financing can help attract new customers and increase sales, but it is essential to offer financing solutions that cater to all credit types. This is where Zip-Loan comes in. As a trusted name in the industry, Zip-Loan can help you offer all credit types furniture financing.

Understanding the Complex Trade-Off Between Benefits and Costs

Choosing the right financing option for your business can be overwhelming. Zip-Loan understands this and offers several different products available in the market today that will help you leverage your business success tomorrow. With over 10 years of experience, Zip-Loans has been helping small and medium-sized businesses (SMB) make informed decisions about financing.

Benefits of Offering All Credit Types Furniture Financing

Increase Sales

Offering all credit types furniture financing can help increase sales by attracting customers who may not have been able to afford furniture otherwise. This means more customers and more sales for your business.

Build Customer Loyalty

By offering financing solutions that cater to all credit types, you build customer loyalty. Customers appreciate businesses that offer solutions that meet their needs, and they are more likely to return to your store in the future.

Access to More Customers

When you offer financing options that cater to all credit types, you open up your business to a larger customer base. This means that you can access more customers, and in turn, more sales.

Increased Competitiveness

Offering financing solutions that cater to all credit types can help give you an edge over your competitors. It helps you stand out as a business that cares about its customers' needs.

Customized Financing Options

Zip-Loan offers customized financing options that can be tailored to your business's specific needs. This means that you can choose the financing solution that works best for your business and customers.

How Zip-Loan Can Help Furniture Stores Offer Financing

Personalized Service

At Zip-Loan, we provide personalized service to our clients. Our team of experts will work with you to understand your business needs and recommend the best financing solutions.

Fast and Easy Process

We understand that time is of the essence, and that's why our process is fast and easy. From the application to approval, we make sure that everything runs smoothly.

Flexible Financing Options

Zip-Loan offers flexible financing options that can be tailored to your business needs. Our team will work with you to customize a solution that fits your business and customers.

Competitive Rates

Our rates are competitive, and we strive to provide affordable financing solutions to our clients.

All Credit Types Eligible

We understand that not all customers have perfect credit scores, which is why we offer financing solutions that cater to all credit types. This means that you can offer financing to a wider range of customers.

In conclusion, offering furniture financing is an excellent way to increase sales and build customer loyalty. However, it is crucial to offer financing solutions that cater to all credit types. With Zip-Loan, you can provide customized financing options that work for your business and customers. Contact us today and let us help you offer all credit types furniture financing.

Zip Loan
8773080088
Offer all credit types furniture financing
624 Matthews Mint Hill Rd
MATTHEWS NC 28105 US

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Offer all credit types furniture financing Offer all credit types furniture financing

First Look Solutions

Zip Loan has formed partnerships with leading financial institutions and lenders for the sole purpose of creating an integrated first look experience. Consumers can see all their options in one location, which makes them more inclined to buy.

Application Process

APIs support the application, credit rating, pre-approval, and final offer for a smooth process from start to finish. Each financial provider has a tailored workflow to its algorithms and necessary functionality. These APIs handle special requirements seamlessly and speed them up.

This modular solution supports pre-approval concepts, promotional payment programs, and joint application processing.

Transaction

This module supports both online and storefront transactions, pending the approval of third-party partners. With practical features like same-day voiding, partial or full post return, and support for on-site facilities, the first look module is a sensible choice.

Reports and Inquiries

Businesses need to know their revenue figures, so this modular software makes it easy. Companies can quickly check daily transactions reports, merchant reporting, individual transaction reviews, individual account settlement status, and merchant-wide settlement reports.

Customers can also verify their accounts and track their payments.

Integration

The solution modules are designed so they can work independently or within an existing customer system. The modular payment solution integrates with the most popular software easily, or the development team can build a custom bridge.

Zip Loan offers full look customization. Clients can choose to use the existing clean interface or create their own to match the rest of their process. Zip Loan offers workflow optimization and assistance.

Second Look Solutions

Second look solutions often require multi-level or multi-partner financing options. Zip Loan facilitates that through the second look module for consumers who are typically considered sub-prime borrowers. The process matches the first look module, and the two integrate seamlessly for a better customer experience when deployed together.

Application Process

Functional APIs allow quick processing for application, credit rating, pre-approval, and final offer for each financial institution. The API expedites special requests and manages the process flow based on what information the consumer provides.

Joint application processing, pre-approval concepts, and promotional payment options are available with this module.

Transaction

Businesses need to know their revenue figures, so this modular software makes it easy. Companies can quickly check daily transactions reports, merchant reporting, individual transaction reviews, individual account settlement status, and merchant-wide settlement reports.

Customers can also verify their accounts and track their payments.

Reports and Inquiries

All modules include in-depth reporting so partner companies can better manage their revenue stream. Available reports include individual transaction review, individual account settlement status, merchant
reporting, daily transactions report, and merchant-wide settlement reports.

Customers can also verify their own accounts and perform specific actions.

Third Look and Merchant Payment Plans

Payment plans may seem newer, but the practice is a well-recognized payment method with decades of history. At Zip Loan, we’ve been providing payment plan solutions for years to helps businesses gain customers, even those without excellent credit.

Zip Loan provides an end-to-end solution for every client. This model uses advanced origination modules and comprehensive software solutions for every eventuality. As with first look and second look modules, this software can be used alone or as a modular waterfall solution.

How It Works

The third look and merchant backed plan module can be implemented alone or with partner workflows for a seamless experience. The APIs handle all the origination and underwriting mechanisms as well as the payment plan execution.

This modular payment solution includes four potential mechanisms for ease of use:

This module uses a proprietary software solution for underwriting criteria that companies can customize using a rules system. Companies can specify each aspect of the payment terms based on their clients’ risk factors when filling out their profile. The platform has an API for credit risk factors and can check credit scores.

The interface for consumers is straightforward and simple to operate. Changes companies make to criteria are reflected immediately, and users are not notified when a company changes its rules. Instead, the consumer sees different offers at the next search.

Workflow

The module platform creates the necessary legal documentation based on the merchant inputs. The platform includes a signature pad for ease of use and email status updates on the customer’s requests. For the consumer, the straightforward workflow looks like this:

Recurring Billing

Once the consumer signs the documents, the recurring billing system handles all payment management. There’s no need for the company to chase the consumer. If necessary, the collections module handles any missed payments.

Additional Key Module Features

All modules include:

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